Commercial loan sub-servicing built for institutional books
Credit funds and banks often inherit a patchwork: one ledger, another collections vendor, insurance in email. Sub-servicing should be one operating layer — for commercial real estate and business loans only.
Who this is for
Portfolio managers, chief credit officers, and operations leads at credit funds, community banks, specialty lenders, and capital platforms who need a B2B sub-servicer — not a residential mortgage shop.
- Commercial real estate loan portfolios
- Business and commercial loan books
- Funds consolidating fragmented vendors
What sub-servicing includes
Borrower payment collection via ACH, scheduled lender disbursement with reconcilable trails, statement cycles, delinquency monitoring, and escalation into workout when accounts break covenant or payment terms.
Why institutions switch
Handoffs between tools create blind spots. Examiners and LPs ask for the audit trail. A single servicing matrix shortens time-to-signal when a loan goes off-plan.
FAQ
Do you service residential mortgages?
No. Veteran Loan Servicing services commercial real estate and business/commercial loans only. We do not service consumer residential mortgages.
How do lender disbursements work?
Borrower payments are collected via ACH and disbursed to lenders on a scheduled monthly cycle structured around NACHA operating guidelines, with a full audit trail.
Can you migrate an existing book?
Yes. Engagements start with portfolio review and ledger migration with reconciliation before go-live.